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Notarial evidence forms introduced for mortgages

Notarial evidence forms introduced for mortgages

Notary Signing Agents are beginning to see a new recordkeeping requirement at loan closings, as one financial institution applies a key regulatory standard arising out of the foreclosure crisis and housing market collapse to the origination of new loans.

Foreclosure Litigation Levels Off For Now

The pace of foreclosure-related lawsuits slowed in the first quarter of 2012, but the reprieve may only be temporary, according to the latest edition of the Mortgage Litigation Index.

Notarizing Postdated HARP Loan Documents

Lenders are circulating a rising number of loan document packages under the Home Affordable Refinance Program (HARP) that are postdated. While Notaries do not generally notarize postdated documents, they are authorized to do so in these specific cases, as long as proper procedures are followed.

The Notary's Role In Depositions

Depositions play an essential role in many legal proceedings and typically require the participation of an official who can administer oaths and affirmations, such as a Notary. But some states also permit Notaries expanded roles in the preparation of depositions. Before accepting any notarial request involving a deposition, however, it’s essential to make sure you have both the necessary skills and the legal authorization to proceed.

Thousands Of Mortgage Fraud Complaints Filed Against Attorneys

A “huge” number of mortgage fraud-related complaints are being filed against attorneys and law firms, according to the American Bar Association. And many of these complaints involved “loan modification” scams that actively try to recruit Notaries for illegal activities, a California State Bar spokesperson warned.

Foreclosure Report Gives Mixed Results, New State Takes Top Spot

Foreclosure Report Gives Mixed Results, New State Takes Top Spot

Foreclosure activity nationwide showed a one-percent increase in August from the prior month, but has actually decreased a solid 15% from last August’s figures, according to the most recent report from online foreclosure tracking firm RealtyTrac.

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