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Notary Bulletin

Quiz: Avoid Being Led Astray By 'Tricks' And 'Treats'

In honor of Halloween this month, our October quiz will test how well you properly deal with attempted “tricks” during a notarization, and if you recognize when someone’s offering you an inappropriate “treat” to try and compromise your impartiality.

Home Sales Trend Upward

In the coming year, Notary Signing Agents can expect more closings from the sale of new and existing homes, but may experience a significant drop in mortgage refinancing assignments, according to forecasts from several industry associations.

The Consequences Of Failing To Protect Patient Information

Anthem Blue Cross agreed to pay $150,000 after California Attorney General Kamala D. Harris filed a suit claiming the health insurance giant mailed letters printed with Social Security numbers to 33,000 Medicare subscribers.

Special Recordkeeping Rules That Impact Notaries

A well-kept journal of notarial acts is essential evidence of a Notary’s proper conduct, and the best defense against accusations of negligence. But some states have special journal-keeping laws that differ from the norm.

Foreclosure Litigation Levels Off For Now

The pace of foreclosure-related lawsuits slowed in the first quarter of 2012, but the reprieve may only be temporary, according to the latest edition of the Mortgage Litigation Index.

Mortgage Crisis Triggers Stronger Focus On Vendors

The use of outside vendors by loan servicers is not new, but their role in default servicing and the adequacy of their work has drawn increasing regulatory scrutiny during the last two years. Work performed by Notaries has taken center stage, garnering particular attention in the context of mortgage servicing.

Notarizing Postdated HARP Loan Documents

Lenders are circulating a rising number of loan document packages under the Home Affordable Refinance Program (HARP) that are postdated. While Notaries do not generally notarize postdated documents, they are authorized to do so in these specific cases, as long as proper procedures are followed.