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Is It OK For A Borrower To Pay Me During A Loan Signing?

New Hotline Resized 3

When confirming an appointment with a borrower regarding loan refinance documents, the borrower asked if he should write me a cashier's check. Even though the assignment came from a signing company, am I allowed to charge the borrower? — M.J., Pennsylvania

The borrower should not write you a check. The Signing Agent fee is paid by your contracting company.  Your contractor’s agreement with the signing company likely will say that the services you perform are compensated by the company.

Hotline answers are based on the laws in the state where the question originated and may not reflect the laws of other states. If in doubt, always refer to your own state statutes. – The Editors

Confronted with a tricky notarization? Unsure how to proceed? NNA members have unlimited access to our expertly trained NNA Hotline counselors to help you with all of your notarial questions. Call 1-888-876-0827, Monday through Friday, 6 a.m. to 6:30 p.m. PST; Saturday, 5 a.m. to 5 p.m. PST.

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Sheila J Barton

23 Mar 2020



08 Dec 2020

I once had a title company tell me that the signer was going to pay me directly. After the signing was completed, the borrower paid me for my services. It was a few months back, but I believe it was an extra fee for her since she wasn't able to go to the title company and needed someone to come to her. It was about 40 miles away. She paid cash and I provided her with an invoice directly. I've also had the Escrow Officer tell me that they weren't paying me through the title company and that I should invoice the mortgage company directly as well. This was in Florida BTW.

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