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Take Care Of Your Notary Journals — You Never Know When You Will Need Them

Take Care Of Your Notary Journals — You Never Know When You Will Need Them

Updated 5-31-18. While keeping a journal of your notarizations may seem unnecessary, you never know when a record of your acts may keep you out of trouble. That is particularly true for Notaries who routinely handle real estate and mortgage transactions.

These high-value transactions have greater potential for fraud. And voluminous loan packages have lots of places for mistakes to happen — before and after they go through your hands. What’s more, issues with notarizations often do not surface for years after they were performed.

Journals Protect Notaries From False Accusations

Notaries on LinkedIn have described how they were told by customers that they had made mistakes during notarizations and needed to correct them.

  • One Notary checked her journal records and discovered the alleged faulty notarizations never happened in the first place.
  • Another asked to see a copy of the document in question after finding no entry in her journal for the notarial act the customer described. When she received the document, she saw the signatures were completely different from the original ones she notarized and refused to correct the notarization.
  • A Florida Notary was contacted by a borrower about a set of loan documents notarized more than a decade earlier. This Notary still had her journals from that time, even though Florida does not have a journal requirement. Her journal entries showed that she performed the notarizations properly. Evidently, however, another Notary was asked to re-perform the notarizations on the loan documents, and they may have been fraudulently notarized.

How Long Must Notaries Keep Their Journals?

Most states do not require Notaries to maintain journals, though some states such as Florida still recommend keeping a journal voluntarily. In states that do require a journal, the law varies from state to state.

In California, Notaries are required to keep their journals for as long as they remain Notaries. Once they stop being a Notary, they must turn their journals in to the county clerk in the county in which the Notary’s current oath of office is on file.

In Texas, Notaries must keep their journals either for the entire term of the commission in which the last recorded notarization was performed or for three years following the date of the last recorded notarization, whichever is longer. When they stop being a Notary, their journals must be turned in to the county clerk of the county in which they reside.

In the absence of a state law or regulation on archiving and depositing journals, Article VIII-C-2 of The Notary Public Code of Professional Responsibility recommends storing and safeguarding journals for at least 10 years from the date of the last entry completed in the journal.

These are the minimum standards. Professional standards of practice suggest that Notaries handling real estate and mortgage signings keep their journals longer, since many mortgage loans have a lifespan of more than 10 years.

The reason is simple: If you are asked about a notarization you performed many years ago, the chances of being able to recall the details from memory alone are slim to nonexistent. In fact, failing to complete a journal entry has caused serious legal problems for some Notaries.

The information in a properly recorded journal entry provides evidence showing whether a Notary acted properly and protects the Notary against lawsuits.

David Thun is an Associate Editor at the National Notary Association.

 

 

 

3 Comments

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David Nixon

11 Jun 2018

Why does this mask appear over the article????? Call me, as I have asked this many times and it still keeps happening.

National Notary Association

11 Jun 2018

Hello Mr. Nixon. We're sorry you are having difficulty viewing an article. If you can please email us at social@nationalnotary.org with the following information: The type of device and browser you are using, the article you are having trouble with, a description or screenshot of the issue and your contact information, we will have one of our staff contact you to try and help resolve the issue.

Theresa

11 Jun 2018

I always thought that as a Notary I am serving the public by witnessing their signature AND creating a legal recording of that witnessing in my Journal. It is what the public is hiring me to do. That includes maintaining the record of the act in perpetuity. So keeping the records- my Journal isn’t to protect me necessarily- rather doing the duty I am appointed to do.

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