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Can I Offer RON Services instead of an in-person loan signing?

If I am asked to perform a loan signing, and it is located too far for me to travel, can I offer remote notarization services as an alternative to the client?J.E., Oklahoma

We recommend not making this offer, but you can let your contracting company know you are available to perform any loan signings using remote notarization when they come up. While Oklahoma Notaries who register with the Secretary of State may perform remote notarizations, the lender or title company may not authorize them to be performed on their loans or the borrower may prefer to sign the documents in person. More than likely the lender or closing agent has discussed this with the borrower in advance and asked the borrower which manner of notarization – paper or remote – makes them more comfortable. If the location is too far for you to travel, you may decline the appointment.

Hotline answers are based on the laws in the state where the question originated and may not reflect the laws of other states. If in doubt, always refer to your own state statutes. – The Editors

Confronted with a tricky notarization? Unsure how to proceed? NNA members have unlimited access to our expertly trained NNA Hotline counselors to help you with all of your notarial questions. Call 1-888-876-0827, Monday through Friday, 6 a.m. to 6:30 p.m. PST; Saturday, 5 a.m. to 5 p.m. PST.

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Eva Thomas

07 Sep 2021

What are deficiency letters and are notaries allowed to deliver them if there is no notarization involved? Shouldn't those papers be served by a process server and not a notary?

National Notary Association

07 Sep 2021

Based on what you’ve described, we think it would be best if you contacted our Hotline team by phone and provided them with a more detailed description of the situation. The NNA Hotline: 1-888-876-0827 Mon – Fri: 5:00 a.m. – 7:00 p.m. (PT) Saturday: 5:00 a.m. – 5:00 p.m. (PT) If you’re not an NNA Member or Hotline Subscriber, they will provide you with a one-time courtesy call.

Bonnie Williams

19 Feb 2024

Notary work is just not worth it now. To take the time, the gass, the cost for a sitter to drive all the way to clients homes, for pay that's just not good enough. It's way more beneficial to the Notary to perform loan signings online. If they are not going to pay us more, then Escrow needs to accommodate to Notaries who keep a home office. Send the Clients to the home of the Notary. not only is the safer for the Notary, but they can keep a public business location on Google Maps to help advertise themselves. notary Publics charge a travel fee, yet you don't want to push it for a loan signing or you just won't get the job? It's just not worth it. Escrow needs to either increase what they pay for in person signing or adapt to RON platforms.

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