Your Cookies are Disabled! sets cookies on your computer to help improve performance and provide a more engaging user experience. By using this site, you accept the terms of our cookie policy. Learn more.

Notary Quiz: Tricky Signer Questions

Updated 8-31-22.

1. A signer brings you a document to notarize. There’s no notarial wording on the document. “I didn’t know there are different notarizations,” says the signer. “Which do you think I should use?” How do you respond?

A. I pick the notarization for the signer, based on my experience with similar documents.
B. I tell the signer I can’t perform the notarization, since the signer doesn’t know the type of notarial act needed.
C. I tell the signer that they will need to choose the notarial act or contact the issuing or receiving agency to ask for instructions.

ANSWER: C. Notaries are not allowed to choose the type of notarization for a signer — this would be the unauthorized practice of law.  Either the signer would need to choose the type of notarization, or the signer would need to contact the agency that issued or that will receive the document and ask them to provide the answer.

2. You’re a Signing Agent notarizing home loan documents for a couple. The husband points to some numbers on the documents. “I don’t remember those figures,” he says. “Will this change my loan terms?” How do you respond?

A. You explain what you think the numbers mean but remind the husband you are not a real estate agent or lender as a legal disclaimer.
B. You tell the signer you can’t answer questions about loan terms, and suggest he call the closing agent or lender.
C. You recommend the couple cancel the signing, since a discrepancy could mean possible fraud.

ANSWER: B. Notary Signing Agents should never answer questions or offer advice about the terms of a signer’s loan. Any questions a borrower has about the details of a home loan should be answered by the closing agent or lender. 

3. A customer brings you a form you’ve notarized before. You see blank spaces in the text of the document. “How do I fill this out?” the customer asks. “You’ve seen a lot of these forms; what goes there?” How do you respond?

A. You tell the signer you cannot advise him how to complete a document.
B. You tell the signer how to fill in the document based on your experience.
C. You fill out the document on the signer’s behalf, since you’ve seen this form before.

ANSWER: A. The only part of a document a Notary is allowed to complete is the notarial certificate. Notaries cannot advise a signer how to fill out blank spaces in the other parts of the document. The signer would need to contact the agency that provided the form to ask for instructions how to complete the missing information.

4. A friend who is getting divorced asks you to notarize a child custody document. During the notarization, she says “I’m worried this won’t hold up in court. Should I get more witness signatures to be sure?” How do you respond?

A. You ask her to give you written permission to advise her before responding.
B. Since she is a friend, you tell her doesn’t need additional witness signatures to be valid.
C. You tell her she needs to speak with an attorney to answer the question.

ANSWER: C. Notaries who aren’t attorneys should never answer questions from signers about the legal effect or requirements of a document. Any such questions would need to be answered by a qualified lawyer.  

David Thun is Assistant Managing Editor for the National Notary Association.

View All: Quizzes


Add your comment

Crystal Davis

16 Aug 2021

Great quiz

Theressa cobb

16 Aug 2021

I’m starting my notary service again coming back since pandemic of Covid interference with renewal 2019?

Geeta Narine-Sankar

17 Aug 2021

I am a Notary signing agent and looking for more business in New York..

Gary Mendenhall

17 Aug 2021

How about a more difficult quiz?

Angelo DeArco

19 Aug 2021

Useful, Relevant questions, Thank you!

Angelo Michael DeArco

19 Aug 2021

Useful, Relevant Questions...Could've had more! Thank you!

Phyllis Little-Jenkins

15 Sep 2021

I have always a notary for and Prison inmates always needed letters notarized now I’m getting my own stamp and I do appreciate the quiz. Do more with more detailed Questions

Okey Eleweke

15 Sep 2021

I want become a Notary Signing Agent. How do I sign up?

National Notary Association

17 Sep 2021

Hello. You can get started here:

Marsha Hall Shafer

23 Sep 2021

i appreciated the Notary Signing tests. I am in process of obtaining Notary Agent so all the education possible.

Lakesha Thomas

24 Oct 2021

Excellent quiz! Thank you.

25 Oct 2021

very useful, keep you on your toes.

07 Apr 2022

Quiz, very useful, Thank you!


24 Apr 2022

love the quiz! cant believe i got them all right as ill be taking the test for the second time really soon!


24 May 2022

Love the quiz .

maysoon abdelhaq

05 Jun 2022

Very useful, thank you.


18 Jul 2022

Is there a document that shows the answers to the Wisconsin test and harder exam questions

National Notary Association

22 Jul 2022

We are not aware of a resource that will contain the questions and answer for an exam for any state.

Stacy Love

24 Aug 2022

very informative


05 Sep 2022

How do I know when my signing agent certificate expires?

National Notary Association

06 Sep 2022

Hello. If you obtained your Signing Agent Certification through the NNA, you can contact our Customer Care team at to find out your expiration date.

Jessica Guidry

05 Sep 2022


David Pemberton

05 Sep 2022

I am very appreciative for the work done

National Notary Association

06 Sep 2022

Thank you, we appreciate your positive feedback.


05 Sep 2022

Make you think about which you doing great test

Diane Morris

05 Sep 2022

This was a great quiz and the questions were very informative.

MaryAnn Grammatico

05 Sep 2022

Great quiz! I aced it!

Lee Bush

06 Sep 2022

Little quizzes like this help keep us grounded. Thanks, enjoyed the challenge.

Karlean Grey-Allen

06 Sep 2022

Absolutely great questions! I wish there were more! Keep them coming.


06 Sep 2022

Thank you for your quiz. It helps me stay on my game. Keep them coming! I appreciate my NNA.

Kimberly Dudley

06 Sep 2022

Great questions.

Kimberly Dudley

06 Sep 2022

Great quiz. We need more.

Tiffany Moncrease

06 Sep 2022

Good selection of questions! Got them all right, and right away. Thanks for keeping me on my toes...Let's Go!!!!

Tiffany Moncrease

06 Sep 2022

Very engaging, nice mix of questions. I got them all right, right away. Thanks for the refresher.... Let's Go!!!!

Catherine Vincelette

07 Sep 2022

Great quiz keep them coming

07 Sep 2022

This is a very good advise I'm a loan docs signing since 1998 and is still working in the state of Texas keep doing a good job and increasing educating a new and old Notaries in the industry

Arden McCray

07 Sep 2022

Great set of questions. I surprisingly got them all correct. I've been a Notary since last year, but haven't gotten started yet.

Sylvia Becker

09 Sep 2022

Just renew my membership but they keep sending me notification of expiration. Got my card but I need my new stamp, how do I get that? Also I am looking for more work in south Florida, Broward County area .

National Notary Association

13 Oct 2022

Hello. If you need to order a new Notary stamp from the NNA, please contact our Customer Care team at and they will be happy to assist you.


12 Sep 2022

Great quiz

Sheryl D. Armstrong

05 Oct 2022

The "Tricky Signer" questions are a perfect selection of scenarios. We must be aware of how to handle ourselves with a foundation of clarity and understanding as to what is the proper protocol of everyday transactions.

16 Mar 2023

i am getting ready to start with NSA, how many questions is the exam?

National Notary Association

22 May 2023

If you’re taking the exam to become an NNA Certified Notary Signing Agent for the first time, the exam is 45 questions. The exam for renewing an NSA certification is 30 questions.


16 Aug 2023

It would be very nice to also have a link to take you to the actual test site after the practice exam.

Bharat Patel

07 Feb 2024

Useful scenarios quiz. Thanks.

Leave a Comment

Required *

All comments are reviewed and if approved, will display.