Notary Bulletin Quiz: High-Pressure Situations By David Thun on December 03, 2012 in Quizzes Anyone who’s been out to a shopping mall during the holidays knows that the end of the year is a high-pressure time. But Notaries run into pressure all the time when notarizing — and a lot of time the pressure comes from a boss or even signers themselves. When under pressure, it’s important to keep your cool and make sure to follow state law and proper ethical practices. Take our quiz and see how you do in the following high-pressure situations. ANSWERS: 1. Your boss calls you in to notarize a client’s signature on an urgent work document that needs to be filed by the end of the day. You and your boss have never met the client face-to-face before. When you ask the client for proof of identity, your boss takes you aside and says you don’t need the client’s ID. “He’s an important client, and we’re in a hurry,” your boss says. “I’ll take responsibility if anyone asks why you didn’t ask him for ID.” The best course of action is to: A. Agree but ask your boss to note he is taking responsibility in your journal entry B. Ask another Notary to perform the notarization C. Insist on proof of identity and explain failing to do so could lead to serious legal problems D. Perform the notarization but ask the client to bring you ID at a later time. Answer: C. In this situation it’s essential the Notary insist on satisfactory proof of the client’s identity. Even if your jurisdiction allows identification through personal knowledge, in this situation it wouldn’t work because neither you nor your boss has seen the client before. Explain to your boss that failing to identify the client properly is illegal and could leave the boss, yourself and the company open to both possible criminal charges and civil liability if any fraud or other problems result from the improper notarization. 2. A young woman visits your office and requests an acknowledgment. When you bring out your journal and begin to fill out an entry, she raises her hand. “I don’t have time to do all that,” she says. “I’m leaving tomorrow for a vacation. Why don’t you just perform the notarization, I’ll come back in a couple of weeks and give you the journal information, and we’ll just put today’s date on the entry? No one will know or care.” In this situation, you should: A. Refuse, because performing the notarial act includes making the journal entry B. Agree, as long as she provides you accurate information after her return C. Have her leave a photocopy of her ID with you to insure you have some kind of record D. Agree and note in your journal that she was in a hurry Answer: A. You should never wait to complete a journal entry after the notarization is done. If a journal is required in your state, the journal entry is as essential to the notarial act as taking the signer’s oath or acknowledgment and signing and sealing the Notary certificate. Even if a journal isn’t mandatory in your state, without an accurate journal entry entered at the time of notarization you have no evidence or record to defend yourself against later accusations of improper notarization. Delaying a journal entry until later leaves you potentially liable for negligence if the document is discovered to be fraudulent. You have no guarantee the signer will return later to complete the journal entry, and it is not appropriate to ask for a photocopy of a signer’s ID as a record. In fact, in some states, such as Texas, this may be a breach of state privacy laws. 3. You are on your lunch break when an acquaintance comes up to you and asks if you can notarize his signature on several documents. When he presents the documents, you check the time and become concerned you will not be able to complete the notarizations before you have to return to work. The acquaintance suggests that you stamp and sign the notarial certificates, and tell him how to complete the remaining blanks so that he can fill in the blanks later in order to save time. In this case, the best choice is to: A. Agree, because it’s not appropriate for you to refuse him just because you’re short of time B. Refuse, but as an alternative offer to reschedule the notarizations for after work so they can be done properly C. Agree, but offer instead to take the documents, notarize them later and give them to him after work D. Agree but offer to sign your name, give him your seal and let him complete the certificates and return your seal after he is done Answer: B. Notaries should never let anyone use their seal or complete notarial certificates outside of the presence of the signer. Nor is it permitted to take documents, notarize them outside the signer’s presence and then return them to the signer. If there is not a reasonable amount of time to complete a notarization, it is appropriate to ask the signer to reschedule for another time to ensure that the notarization can be completed properly. David Thun is an Associate Editor at the National Notary Association. Email Share 11 Comments Add your commentJose Pecho12 Aug 2014These quizzes are very good way to practice and train the notaries about their knowledge of these situations that are very common and happen almost all the time. The quiz train very good to the "rookies" so they learn their position in the notarization acts.I like this quiz and I take it myself all the time and when I have time.Daphine Smith12 Aug 2014I enjoyed the trevia. Bring them on.Ada Narain12 Aug 2014I test myself on the quizzes too. I don't have much time to read everyone's comments but some are simple common sense. I notarize documents only for the company. Please continue to post your questions/quizzes. Thank you for sharing.Nancy12 Aug 2014I like these quizzes. It keeps the information fresh in my mind. And shows me the areas I need to do more studying in.saleem shakur12 Aug 2014The quiz sharpen your notaries knowledge.Myra Zydzik13 Aug 2014This was my first quiz and I really enjoyed it ! It was just the little brain teaser I needed to stay alert. I am looking forward to taking others.abroadabroad13 Aug 2014The quiz is important to all of us. Keep 'em coming.ANGELA LEWIS14 Aug 2014THIS WAS MY FIRST QUIZ AND I ENJOYED IT AND GOT ALL THE ANSWERS RIGHT I LOOK FORWARD TO TAKING ANOTHER.betty14 Aug 2014The biggest time crunch for me has been late documents. I have had to drive back to fix MY mistakes which have only been when the documents are late. NOW, if they are available late, I first download them, THEN I call the borrower and tell him/her that I just received the documents and I cannot be at the signing on time (bc of this) and ask if that will be a problem.) Usually, they say, "no", but late docs are the fault of the lender or the borrower (asking for last minute changes) or BOTH, but I will no longer be rushed to do my job bc either of the other parties have created a crises. I also schedule a time cushion between jobs and expect them later rather than on time. I figure that this is my insurance policy to keep my rating high.Kathy Perry15 Aug 2014Excellent Quiz. Keep them coming!!Herlinda Fernandez21 Aug 2014Excellent Tool to reinforce that Notaries should not feel intimidated or pressured!Leave a Comment Required * Name * Email *(for verfication purposes only) Comment * Enter the text shown in this image *(text is case sensitive)All comments are reviewed and if approved, will display.