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Notary Bulletin

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Hotline Tip: What Information Goes In The 'By' Space On A Certificate?

By NNA Staff on October 11, 2012 - Should the Notary's name go in the empty space, or the borrower’s?

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New Federal Compliance Requirements Could Cause Spike In Mortgage Fraud Numbers

By Kelle Clarke on October 11, 2012 - Reports of mortgage fraud continue to grow, and the numbers are likely to see an even higher spike with the implementation of new regulations by the Financial Crimes Enforcement Network (FinCEN), according to the Lexis Nexis 2012 Mortgage Fraud Report.

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Notarial Evidence Forms Introduced For Mortgages

By David Thun on October 11, 2012 - Notary Signing Agents are beginning to see a new recordkeeping requirement at loan closings, as one financial institution applies a key regulatory standard arising out of the foreclosure crisis and housing market collapse to the origination of new loans.

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Quiz: Avoid Being Led Astray By 'Tricks' And 'Treats'

By David Thun on October 11, 2012 - In honor of Halloween this month, our October quiz will test how well you properly deal with attempted “tricks” during a notarization, and if you recognize when someone’s offering you an inappropriate “treat” to try and compromise your impartiality.

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Report Predicts Massive Health Job Losses By 2021 If Medicare Cuts Implemented

By NNA Staff on October 11, 2012 - More than 760,000 healthcare jobs nationwide could be lost by 2021 due to Medicare spending cuts implemented last year.

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The Consequences Of Failing To Protect Patient Information

By NNA Staff on October 11, 2012 - Anthem Blue Cross agreed to pay $150,000 after California Attorney General Kamala D. Harris filed a suit claiming the health insurance giant mailed letters printed with Social Security numbers to 33,000 Medicare subscribers.

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Foreclosure Litigation Levels Off For Now

By Michael Lewis on October 10, 2012 - The pace of foreclosure-related lawsuits slowed in the first quarter of 2012, but the reprieve may only be temporary, according to the latest edition of the Mortgage Litigation Index.

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Mortgage Crisis Triggers Stronger Focus On Vendors

By Jonice Gray Tucker and Kendra Kinnaird on October 10, 2012 - The use of outside vendors by loan servicers is not new, but their role in default servicing and the adequacy of their work has drawn increasing regulatory scrutiny during the last two years. Work performed by Notaries has taken center stage, garnering particular attention in the context of mortgage servicing.

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Notarizing Postdated HARP Loan Documents

By NNA Staff on October 10, 2012 - Lenders are circulating a rising number of loan document packages under the Home Affordable Refinance Program (HARP) that are postdated. While Notaries do not generally notarize postdated documents, they are authorized to do so in these specific cases, as long as proper procedures are followed.

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Special Notary Recordkeeping Rules That Impact Legal Professionals

By NNA Staff on October 10, 2012 - A well-kept journal of notarial acts is essential evidence of a Notary’s proper conduct, and the best defense against accusations of negligence. But some states have special journal-keeping laws that differ from the norm and that legal professionals need to know about.

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