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Notary Bulletin

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Notaries And Employers Responsible For Avoiding Lending Violations

By Kelle Clarke on August 27, 2014 - As the mortgage industry continues to misunderstand the proper role of Notaries, both Notaries and their employers should proactively work to avoid claims of legal violations, urged a senior executive with a major title company.

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Housing Market Getting ‘Healthier’ — But Slowly

By Michael Lewis on August 14, 2014 - The nation’s housing market is continuing its slow but steady improvement, helped most recently by a slowdown in home-price growth.

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Signings For Foreign Buyers Jump As International Sales Of U.S. Homes Skyrocket

By Michael Lewis on July 23, 2014 - The housing market may be in the doldrums, but buyers from other countries can’t get enough of U.S. residential real estate. In the 12-mother period ending March 31, foreign buyers spent $92.2 billion on residential real estate purchases, a 35-percent jump from the previous year, according to a report from the National Association of Realtors.

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Slow And Steady Housing Recovery Depends On Minorities And Millennials

By Kelle Clarke on July 16, 2014 - Increased home sales and a rise in home values indicate that the housing market is heading in the right direction, according to a Harvard University report. Total recovery, however, remains stunted by low housing inventory and economic hurdles facing potential homebuyers. Despite the challenges, analysts predict a strong future for the market, and see millennial and minority homebuyers as key to take charge of the long-term recovery.

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HAMP, HARP Mortgage Assistance Programs Extended Through 2016

By Michael Lewis on July 08, 2014 - Financially strapped homeowners in need of mortgage relief are getting more time to take advantage of the federal government’s HAMP and HARP initiatives. U.S. Treasury Secretary Jacob Lew recently announced that both programs are being extended for a second time — until December 31, 2016.

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Housing Market Rebounding With Increased Home Sales

By Kelle Clarke on July 02, 2014 - After a rocky first quarter of 2014, the housing market rebounded in May with increased sales reported nationwide for both new and existing homes.

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Fannie Mae Work Group Advocates Important Advancements To eMortgage Process

By Kelle Clarke on June 11, 2014 - A completely electronic mortgage origination process could save the lending industry $1,100 per loan and shave a month off the time it takes to close, according to a special industry work group set up by secondary mortgage giant Fannie Mae.

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Looking At Liability From The Lender's Perspective

By NNA Staff on June 11, 2014 - Lender liability has been a hot topic in the title insurance and settlement services industries for more than two years now ever since the Consumer Financial Protection Bureau (CFPB) came out with a bulletin reminding lenders of their liability for the actions of their third-party providers. The Legal Description magazine takes a look at some of the changes in this article.

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CFPB Launching Pilot eClosing Program

By Michael Lewis on April 29, 2014 - The Consumer Financial Protection Bureau last week announced that it was launching a pilot eClosing program for the mortgage industry.

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Mortgage Lending Continues Slump Through First Quarter Of 2014

By Michael Lewis on April 23, 2014 - The mortgage lending industry is continuing to struggle in a slump as total originations dropped to the lowest level in 17 years in the first quarter of 2014.

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