Notary Bulletin

Hotline Tip: Will My E&O Policy Protect Me From Future Litigation?

I have a question regarding my Errors & Omissions coverage. Will I still be covered years after my current policy ends, if I happen to be called into court in the future for a notarization I performed years ago?

Yes, with NNA policies, you will be. The E&O policy covers notarial acts occurring any time during the policy term, and even when a lawsuit is filed well after the policy term expires, subject to the state’s applicable statute of limitations. As long as you had a valid Notary commission at the time and did not intentionally break the law when you notarized, you should be covered. The NNA recommends asking your policy provider to make certain. If you do not have an NNA policy, read the policy language carefully or speak with your insurance agent.

Confronted with a tricky notarization? Unsure how to proceed? NNA members have unlimited access to our expertly trained NNA Hotline counselors to help you with all of your notarial questions. Call (888) 876-0827, Monday through Friday, 5 a.m. to 7 p.m. PST; Saturday, 5 a.m. to 5 p.m. PST

Related Links:

National Notary Magazine: What You Need to Know About E&O

FAQ: E&O Insurance

NNA Webinar: E&O Insurance (pdf)

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Quiz: The Many Types Of Notarial Acts

Notaries perform many different duties for the public — and it’s easy to lose track of the different acts and what states they’re authorized in. Test your familiarity with common — and uncommon — notarial acts.

(A link to the correct answers is provided at the end of the quiz.)

Confronted with a tricky notarization? Unsure how to proceed? NNA members have unlimited access to our expertly trained Hotline counselors to help you with all of your notarial questions.

(888) 876-0827

Monday through Friday:
5 a.m. to 7 p.m. PST

Saturdays: 5 a.m. to 5 p.m. PST

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