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What is a Notary Signing Agent?

A Notary Signing Agent is a Notary who has been trained to handle loan documents. Signing Agents are independent contractors that work with lenders and title companies. They're involved in the last step of the loan process.

Start the certification process for becoming a Notary Signing Agent here.

What does a Notary Signing Agent do?

The responsibilities of a Notary Signing Agent include printing loan documents, meeting the signer and notarizing their signature, and transporting the documents back to the lender or title company for processing.

Since Notary Signing Agents are exposed and have access to private financial information about borrowers, the mortgage industry requires all Signing Agents to undergo a background screening on an annual basis. This prevents mortgage fraud and helps ensure the consumer's information is secure.

What's the difference between a mobile Notary and a Notary Signing Agent?

Mobile Notary vs. Notary Signing AgentWhile mobile Notaries and Notary Signing Agents both travel to the signer's location for the notarization, each has its own requirements and restrictions on where they can offer their services.

Mobile Notaries and Notary Signing Agents must both have a traditional Notary commission, but NSAs must have a background check completed and obtain a special license specific to their state's rules.

Another difference between mobile Notaries and Notary Signing Agents is their jurisdiction. Mobile Notaries may notarize documents for signers in their commissioned state whereas Signing Agents are prohibited from conducting business in a few states.

Why become a Notary Signing Agent?

Becoming a Notary Signing Agent has a few benefits. The first is the income opportunity. The fee for notarizing loan document packages is oftentimes higher than the fee for regular notarizations. The second benefit is you can be your own boss. Since Notary Signing Agents are independent contractors, that means you set the schedule and you determine how many notarizations you will take on for the day.

Becoming a Notary Signing Agent

If you're already commissioned as a traditional Notary Public, you're one step closer to becoming a Notary Signing Agent. If you're not, you'll need to meet the eligibility requirements and follow your state's rules. NSA restrictions vary by state. To become a Notary Signing Agent, you can expect to first be commissioned as a traditional Notary Public in your state, get a background check, obtain a special license if your state requires it, file your bond and oath of office, and buy your Notary supplies.

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