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The “Loan Calculations” has the Annual Percentage Rate (APR) previously found on the TIL and adds a new “Total Interest Percentage.”

The lender’s, mortgage and real estate broker’s and settlement agent’s contact information.

The “Confirm Receipt” with borrower’s signature is optional. If it does not appear, a separate “Loan Acceptance” disclosure must appear.

Download Closing Disclosure overview in PDF format

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