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June 2015 The National Notary Table of Contents

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June 2015

The National Notary - June 2015

Table of Contents

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Illuminating TILA-RESPA Integrated Disclosure

Michael Lewis
On August 1, 2015, the Consumer Financial Protection Bureau’s new mortgage disclosure rule goes into effect, requiring lenders to combine information from the existing Truth-in-Lending (TIL) disclosure and the HUD-1 Settlement Statement into one single disclosure for most residential mortgages. Nearly everything about the deadline is causing confusion and bureaucratic turmoil within the mortgage industry. But how does it affect you? While many questions remain unanswered, we shed light on the rule and what it potentially means for the way you do business.


Think Strategically: Don’t Leave Money on the Table

Laura Biewer
To make the most of any assignment, look at every signer as a potential, long-term client you’ll want to communicate with and nurture to create opportunities for repeat business.


2015 March Fong Eu Achievement Award: Tom Wrosch

Kelly Rush
When Tom Wrosch first went to work for the Oregon Secretary of State, he realized that many Notaries didn’t know the basics of the job. So he spent years, crisscrossing the state giving seminars, and that’s just one of the many ways he has helped improve the Notary office.


Dealing With Questionable Identification

Kelle Clarke
Over 320 million people live in the U.S. and millions of residents lack proper ID; questionable identification is a growing problem. And you are confronted daily with a dizzying array of IDs and identification scenarios — from worn out library cards and expired driver’s licenses to name changes and variations in appearance. So how do you solve the identity conundrum and carry out your most essential duty?


Departments Page
Association News 6
Your World 9
Beyond The Basics 23
Hotline 24
Your Community 26