Why do I need E&O Insurance when my state already requires me to purchase a bond?
It’s important to understand that your bond is not insurance protection for you, as a Notary. Your bond protects the public from financial harm that results from any negligent mistake or intentional misconduct you commit while performing a notarization.
If you make an unintentional mistake or omission, or someone files a false claim against you, it could cost you thousands of dollars to defend yourself in a lawsuit simply to prove you acted responsibly. And if a claim is made against your bond, you're required by law to pay it back. You could also be held personally responsible for any additional costs above the amount of your bond, which might include court costs, legal fees and other expenses.
Notary Errors & Omissions Insurance is designed to protect Notaries.
For only pennies a day, E&O policies from the NNA cover, up to your policy coverage amount:
- Your legal defense by an attorney with expertise in Notary law.
- Your claim, legal fees and court costs.
- And requires no deductible and no repayment of losses.
Various limits of liability are available to meet your individual needs.
Read more here.
Bonds, seals and other custom items with expedited shipping must be placed with a Customer Care representative and will be shipped separately. Please call 1-800-US NOTARY to place your expedited custom item order.
PENNSYLVANIA BONDS AND E&O POLICIES UNDERWRITTEN BY MERCHANTS NATIONAL BONDING, INC., AN AFFILIATE OF MERCHANTS BONDING COMPANY (MUTUAL). ALL OTHER BONDS AND E&O POLICIES UNDERWRITTEN BY MERCHANTS BONDING COMPANY (MUTUAL), WEST DES MOINES, IOWA. AGENT FOR ALL BONDS AND E&O POLICIES IS NNA INSURANCE SERVICES, LLC (CA LICENSE #0668915). THE COVERAGE PROVIDED BY ANY POLICY ISSUED SHALL BE DETERMINED BY THE TERMS AND CONDITIONS OF THE POLICY ISSUED, ANY CONTRARY REPRESENTATIONS HEREIN NOTWITHSTANDING. COMMISSION NUMBER AND COMMISSION EFFECTIVE AND EXPIRATION DATES ARE REQUIRED FOR E&O POLICY ACTIVATION.